Dealing with storm damage to your roof can be overwhelming—but filing an insurance claim doesn’t have to be. If you’re facing hail, wind, or tree damage, one of the smartest moves you can make is contacting a reputable roofing contractor, especially one with HAAG-certified inspectors. These certified pros bring technical expertise, credibility, and support to ensure you’re treated fairly throughout the claims process.
Here’s how a professional roofing contractor like Bella Construction can make your insurance claim smoother, more accurate, and more successful.
A HAAG certification means the inspector has undergone rigorous training in assessing roof damage from storms, hail, wind, and other environmental factors. HAAG-certified inspectors are trained to evaluate damage objectively and accurately, using industry-standard methods recognized by insurance companies.
This certification is a big deal—it signals to insurance adjusters that the inspector knows what they’re doing and understands how to differentiate between real storm damage and normal wear and tear.
After a storm hits, the first step is getting a professional inspection. A HAAG-certified contractor will:
Examine the roof thoroughly
Document any storm-related damage
Take clear photos and write up detailed reports
This documentation is vital—it provides the evidence you need to file a credible and complete claim with your insurance company.
Insurance companies won’t pay for normal aging or cosmetic issues. A certified roofing expert can help distinguish between:
Hail or wind damage
Tree or debris impact
Pre-existing wear and tear
By doing so, they ensure the damage you’re claiming is covered by your policy.
Filing a claim can be confusing—especially with all the technical terms and insurance jargon. A roofing contractor with experience in insurance restoration can:
Help you understand your policy
Guide you on what’s needed for your claim
Submit the necessary documentation and photos
At Bella Construction, we work with homeowners through every step, so nothing gets missed and your claim is as strong as possible.
One of the biggest advantages of working with a certified contractor is their ability to meet directly with your insurance adjuster on-site. This ensures:
The adjuster sees the full extent of the damage
The scope of work is properly understood
You have someone in your corner who speaks the same technical language
When your roofing contractor is present during the adjuster visit, it helps level the playing field and improves your chances of getting fair coverage.
Insurance companies require detailed estimates before issuing a settlement. Roofing contractors use tools like Xactimate (the same software many insurers use) to provide:
A clear, itemized cost breakdown
Accurate measurements and material lists
Fair pricing based on industry standards
This helps avoid underpayment or lowball offers from the insurance provider.
Once your claim is approved, your roofing contractor can begin the work. At Bella Construction:
We use high-quality materials backed by warranty
Our teams are trained and experienced in storm damage repairs
We maintain clean and safe job sites
Plus, we’ll stay in communication with you throughout the process to make sure everything is handled properly.
If your insurance company denies the claim or offers a lower payout than expected, your roofing contractor can:
Re-inspect the roof and provide a second opinion
Offer additional documentation or clarification
Recommend next steps—such as requesting a reinspection or filing an appeal
With an experienced contractor by your side, you’re not navigating the process alone.
At Bella Construction, we’ve helped countless Western Pennsylvania homeowners through the storm damage and insurance claim process. Here’s what makes us different:
HAAG-Certified Inspectors on staff
Proven experience with insurance restoration claims
Local, trusted reputation built over decades
Free inspections and honest advice
We never charge to represent you with your insurance company
Storm damage can be stressful—but with Bella on your side, it doesn’t have to be.
Filing a roofing insurance claim is more than just paperwork—it’s about making sure your home gets the restoration it deserves. Working with a HAAG-certified roofing contractor like Bella Construction gives you a powerful advocate who understands both roofing and insurance.
If your home has recently been damaged by a storm, don’t wait. Contact Bella Construction today for a free, no-pressure inspection, and let us help you get the coverage—and the repairs—you need.