A fallen tree on your roof is one of the most stressful emergencies a homeowner can face. Whether it’s caused by heavy winds, lightning, or an ice storm, storm damage like this can lead to serious structural issues and water intrusion if not addressed quickly.
If you're dealing with roof damage from a fallen tree, here’s a step-by-step guide to help you navigate the situation, from safety to emergency roof repair and filing an insurance claim.
Before anything else, make sure you and your family are safe.
Evacuate the area if there’s visible damage to your roof or ceiling.
Avoid going near the tree or climbing onto the roof—structural damage or hidden electrical hazards could be present.
If power lines are down or there’s a gas smell, call 911 immediately.
Call your homeowners insurance company as soon as possible to report the roof damage.
Be prepared with your policy number, a description of the incident, and photos if available.
Most policies cover storm-related roof damage, especially when a healthy tree falls due to wind or lightning.
Ask whether you need to use a specific roofing contractor or if you can choose your own.
Before any clean-up begins, take clear photos and videos of:
The fallen tree and its location
Exterior roof damage (shingles, gutters, chimney)
Interior damage (wet ceilings, broken rafters, water leaks)
This documentation is essential for your insurance claim and for the roof inspection that follows.
Once the area is safe and your insurance company is notified, contact a licensed roofing contractor like Bella Construction.
We offer emergency roof repair services across Western PA.
Our team will assess the structural integrity, check for hidden water damage, and recommend the necessary roof replacement or repair options.
We work directly with your insurance company to simplify the process.
If the tree hasn't been removed yet, call a professional tree removal service. Avoid attempting this yourself—heavy limbs and unstable trunks can shift unexpectedly.
Your insurance policy may cover the cost of removing the tree if it caused damage to your roof or home.
Bella Construction can coordinate with trusted local contractors if needed.
To prevent further water damage, your roofing contractor may install a temporary tarp or protective covering.
This helps block rain, snow, and debris from entering your home while you wait for full repairs.
Avoid placing tarps yourself—it’s dangerous and may impact your insurance coverage.
Once your roof inspection is complete and the insurance claim is approved, your roofing contractor will:
Replace damaged shingles, decking, and support beams
Check for and address interior water damage
Ensure proper sealing and ventilation
Complete the roof repair or replacement with minimal disruption to your home
At Bella Construction, we specialize in storm damage restoration, including tree-related roof damage, hail damage, and wind damage repairs. Our team is experienced, HAAG certified, and committed to helping you through every step—from emergency services to the final shingle.
We proudly serve Pittsburgh, Irwin, and all of Western PA, offering:
Free roof inspections
Assistance with your insurance claim
Fast, professional emergency repairs
High-quality roofing materials and expert installation
If a tree falls on your roof, taking immediate steps can prevent further damage and help restore your home safely. From calling your insurance company to hiring the right roofing contractor, knowing what to do makes all the difference.
Contact Bella Construction today for a free estimate or emergency roof repair service.